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Financing

Financial officers come to First Public to secure funds for both long-term visions and short-term demands. We provide the guidance and low-interest financing necessary for you to build, renovate, buy personal property, and fund operations.

Of interest

For all government entities:

• Tax Anticipation Notes - Cover operating expenses until tax revenue flows in
• Specially for schools
• Qualified Zone Academy Bonds - Borrow with little or no interest charge

We understand that budget cuts often impact capital spending first. Big-ticket purchases and renovations can get put on hold for so long that your efficiency and overall goals are compromised. To overcome this issue, many of our clients work with us to purchase the goods and services they need now, while spreading payments over the useful life of the purchase. Our highly flexible financing plans provide this kind of budget relief for such purchases and projects as:

• Vehicles - cars, buses, and heavy-duty trucks, street sweepers, ambulances and mobile command vehicles
• Technology - computer hardware and software, energy management systems, telecommunications systems, security systems, firefighting apparatus, HVAC,
• Facilities - portable buildings, parking lot repaving, roof repairs
• Equipment - for construction, refuse collection, sewer inspection and cleaning, roads and bridges

Financing Options

First Public lets you choose a financing strategy that works best for you. Our flexible options include:

• Personal Property - This approach lets you finance the purchase, acquisition or use of personal property (but not real property), as well as installation costs. You can secure the loan with revenues, funds, or taxes available, except for debt service taxes.
• Maintenance Tax Notes - These fixed-rate notes allow you to renovate and repair your existing buildings and other infrastructure, such as repairing roofs or HVAC systems, and repaving parking lots
• Time Warrants - Use this arrangement to acquire, build, renovate, equip, and maintain buildings and facilities. We can issue you a time warrant of up to $500,000 outstanding at one time with a maximum term of five years.

Explore your options

One of our financing experts would be glad to talk with you about your organization's goals and the financing options you can exercise to achieve them. Please call us at 800-558-8875 or write to us at financing@firstpublic.com